Ephesians 2:8-9

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Salvation to be complete must be by free favour. The saints, when they come to die, never conclude their lives by hoping in their good works. Those who have lived the most holy and useful lives invariably look to free grace in their final moments. I never stood by the bedside of a godly man who reposed any confidence whatever in his own prayers, or repentance, or religiousness. I have heard eminently holy men quoting in death the words, "Christ Jesus came into the world to save sinners." In fact, the nearer men come to heaven, and the more prepared they are for it, the more simply is their trust in the merit of the Lord Jesus, and the more intensely do they abhor all trust in themselves. If this be the case in our last moments, when the conflict is almost over, much more ought we to feel it to be so while we are in the thick of the fight. If a man be completely saved in this present time of warfare, how can it be except by grace. While he has to mourn over sin that dwelleth in him, while he has to confess innumerable shortcomings and transgressions, while sin is mixed with all he does, how can he believe that he is completely saved except it be by the free favour of God?

Salvation is the gift of God: that is to say completely so, in opposition to the notion of growth. Salvation is not a natural production from within: it is brought from a foreign zone, and planted within the heart by heavenly hands. Salvation is in its entirety a gift from God. If thou wilt have it, there it is, complete. Wilt thou have it as a perfect gift? "No; I will produce it in my own workshop."

Thou canst not forge a work so rare and costly, upon which even Jesus spent his life's blood.

Here is a garment without seam, woven from the top throughout. It will cover thee and make thee glorious. Wilt thou have it? "No; I will sit at the loom, and I will weave a raiment of my own!" Proud fool that thou art! Thou spinnest cobwebs. Thou weavest a dream. Oh! that thou wouldst freely take what Christ upon the cross declared to be finished.

- Charles Spurgeon